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About Us


In December of 1909, the Miami Savings & Loan Company was incorporated in Miamitown, Ohio. The first Directors, elected on January 10, 1910, were Lewis R. Hine, William Adams, Frank Arnold, William Bohnert, Amos Pickens, Joseph Gieringer Sr., and William Minges. Their vision was a simple concept of “neighbors helping neighbors.” 

The Miami Savings & Loan Company originally rented space in the Joseph Gieringer & Sons Company building. In 1931, the bank purchased the building. It was remodeled and remained the home of Miami Savings & Loan until 1964 when the company moved into its new and present location at 8008 Ferry Street. The Ferry Street location was remodeled and an addition was built in 1994. It is now twice the size it was in 1964.

In February of 1995, Miami Savings & Loan opened its second location on South State Street in Harrison, Ohio. Just four years later, in August of 1999, Miami Savings & Loan, now known as Miami Savings Bank, opened its third branch in Oxford, Ohio on West Spring Street near the Miami University campus. At the end of September, 2008, Miami Savings continued its growth by moving its Oxford branch to a larger facility at 475 McGuffey Avenue.

Since opening in 1909, Miami Savings Bank began with capital stock of $50,000 and one office, and has grown into a bank which now has three branches and over $120,000,000 in assets.


The mission of the Miami Savings Bank is to be a community bank servicing the local Miamitown, Harrison, and Oxford areas in meeting the personal financial needs, providing residential mortgages and small business loans. Miami Savings Bank will originate or participate in certain lending activities outside the community on a selective basis when preferred opportunities exist.

Miami Savings Bank will attract funds from our community by providing excellent service to meet depositors needs and by utilizing other sources of funds. Further, Miami Savings Bank will be managed in ways which provide an acceptable return on assets and adequate capital at a given risk exposure.


The vision of Miami Savings Bank is dedication to the highest quality of Customer Service delivered with friendliness, a sense of caring, pride in oneself, and pride in our bank.

To Our Employees 
We are committed to provide our employees with a stable work environment that affords them equal opportunity for learning and personal growth. Employees will be provided the same respect and caring attitude within the organization that they are expected to share with every Miami Savings Bank customer.



Derrick Taylor in office

Welcome to our website and banking portal. If you are a current customer, thank you for your trust and confidence to allow Miami Savings Bank to meet your financial needs. If you are not a customer yet, please review our many products designed for your needs. These products are designed for individuals and businesses with state of the industry delivery, or "online" banking options, allowing convenience but also providing personal service when desired or needed.


Miami Savings Bank was founded in 1909 in Miamitown and expanded into Harrison and Oxford. We are mutually owned which means our depositors own the Bank. All our Board members, management and employees live close and are active in our community. As a result, our focus is our customers and community. Therefore, our tagline remains, "Our Focus Is You!"

Our Directors and staff take great pride in serving our loyal customers. We hope you find our website easy to use and useful, but also encourage you to visit our Miamitown, Harrison and Oxford offices.


With best regards,

Derrick Taylor Signature

Derrick S. Taylor
President and Chief Executive Officer

PS: Please feel free to visit with me at our Miamitown Branch. My office is just inside the front door.

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