Loan Rates
Fixed Rate Mortgages - Please call for current rates and programs
Adjustable Rate Mortgages and other programs available - Please call for current rates and programs
Investment/Commercial Loans with attractive rates and terms are also available - Please call for current rates and programs
Construction Loans Available - Please call for current rates and programs
All loans subject to qualification. Individual and joint credit available. Rates based on 80% loan-to-value for single family owner-occupied property. All mortgage loans in excess of 80% of purchase price or appraised value (whichever is less) require PMI.
(e) = estimate
Rates effective 04/19/2024
Auto Loan Rates
| Model Year | Term | Rate | APR* | Monthly Payment |
|---|---|---|---|---|
Model Year 2024 | Term Up to 60 months | Rate 7.75% | APR* 8.17% | Monthly Payment $203.59 (60 months) |
Model Year 2021-2023 | Term Up to 60 months | Rate 8.00% | APR* 8.44% | Monthly Payment $204.79 (60 months) |
Model Year 2020 | Term 48 months | Rate 8.25% | APR* 8.77% | Monthly Payment $247.76 |
Model Year 2019 | Term 48 months | Rate 8.75% | APR* 9.27% | Monthly Payment $250.14 |
Model Year 2018 | Term 36 months | Rate 9.25% | APR* 9.93% | Monthly Payment $322.35 |
Model Year 2017 and older | Term Max 36 months | Rate 9.75% | APR* 10.43% | Monthly Payment $324.71 (36 months) |
$100.00 Processing Fee on all Auto Loans
* Minimum 6 months established history with the Bank
*All loans subject to credit approval. Individual and Joint credit available. APR and Monthly Payment are based on $10,100.00
with $100.00 processing fee included.
* Commercial rates may be subject to an additional .50%
